If you’re a Costco fan who relies on Electronic Benefits Transfer (EBT) for groceries, you’re in luck. Costco accepts EBT for eligible purchases, but there are some restrictions and limitations to be aware of. In this comprehensive guide, we’ll break down everything you need to know about using EBT at Costco, from what you can buy to how to avoid common pitfalls. By the end of this article, you’ll be a pro at shopping with EBT at your favorite wholesale club.
🔑 Key Takeaways
- You can use EBT to buy eligible groceries, including fresh produce, meat, dairy products, and household essentials.
- EBT is not accepted for Costco memberships or gift cards.
- Some restrictions apply to using EBT at Costco, including limits on bulk item purchases and sales tax exemptions.
- You can use EBT for online orders at Costco, but only for eligible grocery items.
- EBT cash benefits can be used at Costco, but only for specific purposes.
- Costco Business Centers accept EBT, but with some additional restrictions.
- There are no special promotions or discounts for EBT users at Costco, but you can still combine EBT with other payment methods for a discount.
What Can I Buy with EBT at Costco?
At Costco, you can use your EBT card to buy a wide range of eligible grocery items, including fresh produce, meat, dairy products, and household essentials. Some examples of EBT-eligible items include fresh fruits and vegetables, ground beef, chicken breasts, milk, eggs, bread, and canned goods. However, you cannot use EBT to buy non-food items, such as household cleaning supplies, personal care products, or electronics.
Restrictions on Using EBT at Costco
While you can use EBT at Costco, there are some restrictions to be aware of. For example, you cannot use EBT to purchase bulk items, such as cases of soda or boxes of cereal, unless you’re buying them in individual units. Additionally, some items, such as hot prepared foods, are not eligible for EBT purchase. It’s always a good idea to check the Costco website or ask a store employee to confirm what items are eligible for EBT.
Sales Tax Exemptions and Online Orders
One of the benefits of using EBT at Costco is that you may be exempt from paying sales tax on eligible items. However, this exemption only applies to in-store purchases, not online orders. If you’re shopping online, you’ll need to pay sales tax on your entire order, regardless of whether you’re using EBT or not. It’s worth noting that online orders can only be placed through the Costco website, not through third-party delivery services.
EBT Cash Benefits and Costco Business Centers
If you have EBT cash benefits, you can use them at Costco to buy eligible items, including groceries and household essentials. However, EBT cash benefits can only be used for specific purposes, such as buying food or household items. You cannot use EBT cash benefits to buy non-essential items, such as clothing or personal care products. Additionally, Costco Business Centers accept EBT, but with some additional restrictions. For example, you may need to provide proof of eligibility or meet certain purchase limits.
Can I Use EBT at Costco Gas Stations?
Unfortunately, EBT is not accepted at Costco gas stations. This is because gas stations are not considered grocery stores, and therefore do not meet the eligibility criteria for EBT purchases. However, you can still use other payment methods, such as credit or debit cards, to pay for gas at Costco.
Bulk Items and Special Promotions
While you can use EBT to buy bulk items, there are some limitations to be aware of. For example, you may need to purchase individual units of bulk items, rather than buying them in bulk. Additionally, there are no special promotions or discounts specifically for EBT users at Costco. However, you can still combine EBT with other payment methods, such as credit or debit cards, to get a discount on your purchase.
Non-EBT Users and EBT Combination
If you’re a non-EBT user, you can still combine your payment method with an EBT user to get a discount on your purchase. For example, if you’re buying groceries with a friend who has EBT, you can pay for part of the purchase with your credit or debit card, and your friend can use their EBT card to pay for the rest. This can be a great way to split the cost and get a discount on your purchase.
âť“ Frequently Asked Questions
Can I use EBT at Costco locations outside of the United States?
Unfortunately, EBT is only accepted at Costco locations within the United States. If you’re traveling abroad and need to buy groceries, you’ll need to use a different payment method, such as a credit or debit card.
What happens if I try to use EBT to buy an ineligible item?
If you try to use EBT to buy an ineligible item, the transaction will be declined. You may be able to return the item and use a different payment method, but it’s always best to check with a store employee before making a purchase.
Can I use EBT to buy gift cards at Costco?
No, you cannot use EBT to buy gift cards at Costco. Gift cards are considered non-food items and are not eligible for EBT purchase.
Are there any restrictions on the amount I can spend using EBT at Costco?
Yes, there may be restrictions on the amount you can spend using EBT at Costco, depending on your state or local government’s policies. For example, some states may have limits on the amount of EBT benefits that can be used in a single transaction. It’s always a good idea to check with your local government or a store employee to confirm any restrictions.
Can I use EBT to buy prepared foods, such as rotisserie chickens?
No, you cannot use EBT to buy prepared foods, such as rotisserie chickens. Prepared foods are not considered eligible for EBT purchase, unless they’re specifically packaged for sale as individual units.

